EMI (Equated Monthly Installment) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month.

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Q: How is EMI calculated?

EMI is calculated using the formula: EMI = P x r x (1+r)^n / ((1+r)^n - 1), where P is principal, r is monthly interest rate, and n is number of months.

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Frequently Asked Questions

EMI (Equated Monthly Installment) is the fixed amount you pay monthly to repay a loan. It is calculated using the formula: EMI = [P x r x (1+r)^n] / [(1+r)^n - 1], where P is principal, r is monthly interest rate, and n is tenure in months.

Yes. Enter your current rate to see today's EMI. For floating rates, recalculate whenever your lender revises the rate to plan your budget accordingly.

No. All calculations run entirely in your browser. We do not collect, store, or transmit your loan amounts or personal data.

Our calculators use standard financial formulas with double-precision arithmetic. Results match bank computations within rounding differences of Rs.1-2.

Absolutely. Every calculator includes an export to CSV button so you can open your schedule in Excel or Google Sheets.

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